Studi Fenomenologis : Perilaku adaptif karyawan lembaga keuangan mikro dimasa pandemi. AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi, [S. l.], v. 12, n. 2, p. 14–29, 2020. DOI: 10.35457/akuntabilitas.v12i2.1280. Disponível em: https://ejournal.unisbablitar.ac.id/index.php/akuntabilitas/article/view/1280. Acesso em: 9 jan. 2026.