Aziyah, V.N. and Kartika, A.W. 2024. CREDIT RESTRUCTURITATION IN GRESIK RURAL BANK CORPORATION THE IMPACT OF THE SPREAD OF CORONAVIRUS DISEASE 2019 ON DEBTORS WITH PROBLEM LOANS AFTER APPLIYING POJK NUMBER 48/POJK.03/2020. JOSAR (Journal of Students Academic Research). 9, 2 (Sep. 2024), 1-12. DOI:https://doi.org/10.35457/josar.v9i2.3581.