MANAJEMEN KEUANGAN UMKM: LOVE OF MONEY, FINANCIAL ATTITUDE DAN FINANCIAL SELF-EFFICACY. AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi, [S. l.], v. 16, n. 2, p. 1–14, 2024. DOI: 10.35457/akuntabilitas.v16i2.4023. Disponível em: https://ejournal.unisbablitar.ac.id/index.php/akuntabilitas/article/view/4023. Acesso em: 10 dec. 2025.