Analisis Minat Penggunaan Fintech Berdasarkan Konsep ECT-IS. AKUNTABILITAS: Jurnal Ilmiah Ilmu-Ilmu Ekonomi, [S. l.], v. 14, n. 2, p. 61–75, 2022. DOI: 10.35457/akuntabilitas.v14i2.2457. Disponível em: https://ejournal.unisbablitar.ac.id/index.php/akuntabilitas/article/view/2457. Acesso em: 10 dec. 2025.